Prestige Car Insurance for your Special Vehicle - MB Insurance
We specialise in providing insurance solutions for prestige, luxury, sports, high performance, classic and vintage vehicles. Call us on (02) 9966 9777.
INSURANCE PRODUCTS
WHAT WE INSURE
PRESTIGE MOTOR INSURANCE.
MB Insurance Group’s Prestige Motor Vehicle Insurance is a premium car insurance solution, offering comprehensive cover with a wide range of high value benefits and inclusions.
We specialise in prestige, luxury, sports, and high performance car insurance, with expert solutions tailored to suit unique vehicles. This includes classic and vintage cars, as well as low volume American imports and other specialised vehicles.
Our policies are designed to deliver superior protection and flexibility, ensuring your vehicle is covered to the highest standard at all times.
Key features and benefits include:
AGREED VALUE
Sum insured will remain fixed for the policy period.
REPAIRER OF CLIENT’S CHOICE
You may choose a repairer of your choice to repair the vehicle.
AUTOMATIC REPLACEMENT VEHICLE
Vehicles less than 3 years old will be replaced with a new one of the same make, model and accessories plus on road costs. If your vehicle has been superseded at the time of loss you can choose to accept the nearest equivalent vehicle up to 105% of the original agreed value plus on road costs. If you do not want a replacement vehicle you can agree to accept the original agreed value.
HIRE CAR COSTS
If the vehicle is stolen or in an accident and the Insured or the driver is not at fault, hire car costs are claimable until the vehicle is recovered and/or repaired. Up to $100 per day and $3,000 in total.
OPTIONAL: EXTENDED HIRE CAR COSTS
If you have selected this option and your vehicle is in an accident which is wholly or partially your fault or the responsible third party is not identified, then you will be entitled to a hire car up to the amounts shown on the Certificate of Insurance.
OPTIONAL: ROADSIDE ASSISTANCE
Optional cover to include Roadside Assistance.
Basic Cover with 24/7 roadside assistance up to 3 callouts per vehicle per year for battery jump-starts, flat tyre change, lock out assistance, and emergency fuel or tow to nearest fuel/charging point.
Premium Cover (includes basic cover benefits) with additional accident towing and recovery, accident assistance coordination, and case management and reporting.
COLLECTING/RETURNING HIRE CAR
Up to $100 towards travel to and from a hire car provider when we arrange a hire car for you.
SALVAGE RIGHTS
Retain the wreck if your vehicle is 25 years old or more after a total loss.
WINDOW GLASS REPLACEMENT
One excess free window glass replacement per policy period.
WINDOW GLASS CHIP REPAIR
Unlimited window glass chip repairs during the period of insurance.
BABY CAPSULES AND CHILD SEATS
Covered if stolen or damaged.
NON-STANDARD COVERINGS AND COATINGS
Cover for damage sustained to non-standard coatings or coverings applied to the exterior of the vehicle if declared to us eg. paint protection coatings, vinyl wraps.
TRAVEL COSTS
Up to $100 to return you and your occupants to your home if the accident is less than 100 kilometres from home.
SIGN WRITING
Cover for sign writing and fixed advertising for business use vehicles.
REMOVAL OF VEHICLE
Cover for the reasonable costs of removing an undriveable vehicle from scene of accident to repairer of client's choice or place of safety.
DELIVERY OF YOUR VEHICLE AFTER REPAIRS
If your vehicle is repaired more than 100kms from its usual garaging address then we will pay up to $500 for the return of your vehicle.
ACCOMMODATION AND TRAVEL
For emergency accommodation and travel expenses if an accident or theft occurs more than 100km from home. Up to $2,000.
RE-KEYING AND RE-CODING
Covered as a consequence of theft of keys. No sub-limit.
EXPRESS FREIGHT
Towards the cost of express air freight to import parts not available in New Zealand. Up to $5,000.
FINANCE GAP
In the event of a total loss we will pay 75% of the difference between the agreed value and the payout figure excluding arrears and penalties and amounts refinanced.
TEMPORARY REPAIRS
Costs allowed if repairs are required following an accident or theft, to enable the vehicle to get to the destination or a garage. Up to $2,000.
PERSONAL EFFECTS
We will pay the lesser of cost to repair or pay the market value of the personal effects, up to $2,000.
TRAILERS AND CARAVANS
If a trailer or caravan owned by you is attached to your vehicle and damaged / stolen and covered by this policy, we'll pay the lesser of the cost to repair the trailer or caravan or market value, up to $5,000.
MARITIME LIABILITY
If your vehicle is being transported by sea between New Zealand ports, we will pay your contribution for your vehicle if ‘general average’ is declared.
FUNERAL EXPENSES
For an Approved Driver who suffers a fatal injury. Up to $2,500.
DAMAGE TO PROPERTY/INJURY TO PEOPLE
Cover up to $20 million for property.
Cover up to $1 million for death or bodily injury.
GUARANTEE ON REPAIRS
Repairs are guaranteed for as long as you own your vehicle.
It is important to note that conditions and exclusion apply to these benefits and so before deciding if this insurance is right for you or your client you should review the Policy wording in full to determine if the policy will meet your individual needs.